Recently, all aspects of society have paid attention to the basic medical insurance participation data. The responsible comrades of the relevant departments of the National Medical Insurance Administration were interviewed specifically about the basic medical insurance participation situation.
The person in charge said that in 2022, my country’s basic medical insurance participation rate will stabilize at more than 95%. Due to the improvement in insurance quality and the deduplication of insurance data, the number of residents covered by medical insurance in 2022 will be 983.49 million. Although the data appears to be slightly lower than the previous year, due to the significant reduction in repeated insurance and other situations, the true total participation The number of people insured has actually increased slightly, and the market for basic medical insurance participants has remained stable. The specific situation is:
First, some people who originally participated in resident medical insurance have switched to employee medical insurance. The basic medical insurance participation data shows a trend of "residents decreasing and employees increasing", and more and more people participate in employee medical insurance. In the past five years, the number of residents participating in medical insurance has dropped from 1,027.78 million to 983.49 million, and the number of employees participating in medical insurance has increased from 316.81 million to 362.43 million. In particular, the number of employees participating in medical insurance has increased by 8.12 million in 2022.
Second, the number of people participating in insurance repeatedly has been reduced, which reflects the insurance situation more truly. Since the establishment of the National Medical Insurance Bureau, it has continued to carry out direct settlement of medical treatment in different places. The demand for repeated insurance in multiple places has been significantly reduced, and the data of repeated insurance has been significantly reduced. Coupled with factors such as standardizing the statistical caliber of insurance, the cumulative reduction has exceeded 40 million data. . Especially after the national unified medical insurance information platform is launched in 2022, the national medical insurance data will be fully interconnected, making settlement of medical treatment in different places more convenient, and the phenomenon of duplicate insurance data will be reduced more obviously.
The person in charge said that while objectively looking at the weight loss data such as repeated insurance, we should also see that in recent years, the state has continued to increase subsidies for residents’ medical insurance. In 2022, the fiscal subsidy for residents’ medical insurance will be 635.577 billion yuan. , which is equivalent to a financial subsidy of 646 yuan per person enrolled in the resident medical insurance. On this basis, needy people also enjoy personal payment subsidies. The country has spent a total of 22.38 billion yuan to support 97.77 million needy people to participate in insurance, of which 4.7646 million extremely poor people enjoy full personal payment subsidies. At the same time, the country has also made every effort to consolidate the results of poverty alleviation and effectively connect rural revitalization. 114.05 million rural low-income people and people who have been lifted out of poverty have been included in the dynamic monitoring of insurance participation, with the insurance participation rate reaching over 99.9%.
The person in charge pointed out that objectively speaking, with the continuous deepening of urbanization in our country, the continued development of population aging and low birthrate, it is foreseeable that the data on residents’ medical insurance participation will show a slight decline in a certain period of time in the future. situation, and even the total insurance data may shrink.
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